# Payment due date reminder WhatsApp template

> A WhatsApp payment reminder template for banks and lenders: invoice amount, due date and a pay link. Utility category, ready to copy.

- Category: Utility
- Industry: Finance and banking
- Use case: Payment reminder
- Language: en_US
- Approval rate: 97%
- Page: https://template-builder.dev/whatsapp-template/finance-payment-due-reminder
- JSON: https://template-builder.dev/whatsapp-template/finance-payment-due-reminder.json
- Open in the playground: https://template-builder.dev/playground#t=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

## How to get it approved

Keep it strictly informational: mention the amount and due date only, no cross-sell or discount, or Meta may move it to marketing. Send 2 to 3 days before the due date for best pay rates.

## Message text

Payment due soon
Hi {{first_name}}, this is a reminder that your installment of *{{amount}}* for loan {{loan_id}} is due on _{{due_date}}_. Paying on time keeps your account in good standing.
Lumen Bank

## Variables

- `{{first_name}}`: Ana
- `{{amount}}`: $240.00
- `{{loan_id}}`: LN-8841
- `{{due_date}}`: Nov 15
- `{{pay_ref}}`: LN8841

## Template JSON

```json
{
  "name": "finance_payment_due_reminder",
  "language": "en_US",
  "category": "UTILITY",
  "header": {
    "type": "TEXT",
    "text": "Payment due soon"
  },
  "body": {
    "text": "Hi {{first_name}}, this is a reminder that your installment of *{{amount}}* for loan {{loan_id}} is due on _{{due_date}}_. Paying on time keeps your account in good standing."
  },
  "footer": {
    "text": "Lumen Bank"
  },
  "buttons": [
    {
      "type": "URL",
      "text": "Pay now",
      "url": "https://lumenbank.com/pay/{{pay_ref}}"
    },
    {
      "type": "QUICK_REPLY",
      "text": "I already paid"
    }
  ],
  "variables": {
    "first_name": {
      "example": "Ana"
    },
    "amount": {
      "example": "$240.00"
    },
    "loan_id": {
      "example": "LN-8841"
    },
    "due_date": {
      "example": "Nov 15"
    },
    "pay_ref": {
      "example": "LN8841"
    }
  }
}
```

## Create it with the Meta Cloud API

```sh
curl -X POST "https://graph.facebook.com/v26.0/$WABA_ID/message_templates" \
  -H "Authorization: Bearer $META_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
  "name": "finance_payment_due_reminder",
  "language": "en_US",
  "category": "UTILITY",
  "parameter_format": "NAMED",
  "components": [
    {
      "type": "HEADER",
      "format": "TEXT",
      "text": "Payment due soon"
    },
    {
      "type": "BODY",
      "text": "Hi {{first_name}}, this is a reminder that your installment of *{{amount}}* for loan {{loan_id}} is due on _{{due_date}}_. Paying on time keeps your account in good standing.",
      "example": {
        "body_text_named_params": [
          {
            "param_name": "first_name",
            "example": "Ana"
          },
          {
            "param_name": "amount",
            "example": "$240.00"
          },
          {
            "param_name": "loan_id",
            "example": "LN-8841"
          },
          {
            "param_name": "due_date",
            "example": "Nov 15"
          }
        ]
      }
    },
    {
      "type": "FOOTER",
      "text": "Lumen Bank"
    },
    {
      "type": "BUTTONS",
      "buttons": [
        {
          "type": "URL",
          "text": "Pay now",
          "url": "https://lumenbank.com/pay/{{1}}",
          "example": [
            "https://lumenbank.com/pay/LN8841"
          ]
        },
        {
          "type": "QUICK_REPLY",
          "text": "I already paid"
        }
      ]
    }
  ]
}'
```